Roofing

For The Sellers

So yesterday we talked about how ensuring there is no damage to a home’s roof and other parts of a home is obviously beneficial to home buyers, but how about for those of you out there who are trying to sell your home? Well just like the ones who are buying, taking the advice we have given you on our page is only going to make you more money in the long run.

Don’t Take Short Cuts

Aside from being an honest person and home seller, going through the trouble of hiring professional roofers like the ones showed here will be only beneficial to you in the long run. If you simply patch up any damage or noticeable marks on your roof or home, you could be held liable in the future if it is apparent that you hid these facts from whoever bought your house. If the damage becomes severe enough and you didn’t take the time to have your home properly inspected, you could eventually face a lawsuit from those who bought your home.

I don’t think I need to go into much detail on why that could be a problem for you.

So in addition to doing the right thing, hiring a real company like the one we showed will only add value onto your home and eventually into your pockets! When a seller adds additions or repairs to their home, the overall value of the property sky rockets and that money goes right into your pocket. I believe it is safe to say that every home owners ultimate goal is to eventually make money on their huge investment and going through the proper protocols of hiring professionals to take care of your home and make sure it passes all of those pesky home inspections is going to help you do exactly that!

Roofing

So How Can This Apply To You?

So what is the big deal about roofing and eventually making money for you, either someone who is buying a new home or is trying to sell their old one. Well as we have mentioned a number of times on here, your roof is one of the biggest pieces to any home and lays a foundation for the entire structure. This = $$$.

For The Buyers

For the most part and through my experience in the real estate business, most people who are purchasing a home would like to buy one that requires minimal work from you once you are all moved in. Who wants to move into a house and spend thousands of more dollars on home improvements or waste hours upon hours of trying to patch up what you just bought?

Yeah, not many people.

estateThis is why we can’t stress enough how important it is for you to hire a professional team of home inspectors to come in and do a complete and utter inspection on the entire foundation of the home, including and especially the roof. They know what to look for and can help spot things that you don’t know what to look for. They are paid to look for things that a seller might be trying to hide from potential buyers and this could save you an enormous headache down the road.

Don’t be the next victim and purchase a house that is going to need months of repair work to be what you thought you were buying.

Stay tuned for how this all applies to the sellers next.

Roofing

So What Can YOU Do For Your Roof?

Now for the most part, the majority of people who have found themselves trying to sell their house with a damaged roof are typically doing so unknowingly without ill intent. However, you should also keep in mind that there are definitely people out there (both home owners AND real estate agents) who know full well what they are doing and will do or say anything they need to in order to finalize a sale.

This is a whole separate topic however and I could make a completely new page dedicated to the topic, but for now just keep in mind this is why hiring a professional home inspection team is important.

Back To What You Can Do…

So just like hiring a professional home inspection team, one of the best things you can do for your home is to hire a professional roofing company or contractor to do an inspection on your roof every once in a while. Typically I have recommended doing this at least once a year to make sure that no problem areas have developed on your roof after a years worth of seasonal weather has gone by.

bighouseIf you don’t have experience in this kind of work, I must highly recommend that you avoid trying to do any major repair work yourself as this could lead to even more damage developing and in turn, costing you even more money down the road. Having someone come inspect your roof will always be cheaper than the money it will cost to do any major repair work. Since I gave an example previously, this Chesterfield Roofing Website is another great resource I have both used, and recommended to clients for the maintenance I am referring to.

Now for the most part, the bigger corporate companies such as The Home Depot are very reliable and trust worthy, but it might end up costing you a bit more.

Be careful when choosing a contractor you hire for this kind of work. Many companies out there are just like your typical auto mechanic in that some will go out of their way to convince you something is a bigger problem than it actually is. This is why I recommend using either your real estate agent, or a friend or family member for recommendations on a company.

Roofing

So Why Roofing?

So what does all of this so far have to do with roofing, and why would a real estate agent such as myself be making a page dedicated to it?

Well if you missed the last one, don’t worry because I am going to go into more detail on this topic right now!

Problem Areas = Money Lost

crtoonWell again if you missed my last post about home inspections, I briefly mentioned that over the years of my experience as a real estate agent I have noticed time and time again that roofs and basements tend to be the biggest problem areas for homes. This is because of a number of reasons but for the most part, the reason seems to be a fairly simple one.

As I have dealt with both home buyers and sellers over the years, I like to get an idea of how they treat their home or property and how well they keep up on maintenance and things of that sort. What I have come across many times is that people tend to take the “out of sight, out of mind” sort of attitude when it comes to their homes and for a lot of people, your roof and basement isn’t something they pay much attention to compared to the interior.

This leads to small problem areas growing over time which in turn leads to the amount of money lost is growing as well. Stay tuned to hear about how little tips and tricks can save you thousands of dollars down the road!

Home Repair

Time To Start Looking!

Now that you have my top 10 tips and tricks for first time home buyers, you can begin the process of actually looking around for potential new homes! This is an exciting time for anyone but it is really important not to let that excitement cloud your judgement and maybe miss obvious red flags that a seller might be trying to cover up. If you don’t have 100% complete and utter trust in your real estate agent in what they are trying to sell you, it might be necessary to hire some outside professional help to make look for things that you might not notice yourself.

Property Inspectors

detectiveHave you ever had a professional home inspection team (see link for examples and options) come in and give your home an evaluation?

Don’t worry if you have never done so, most people haven’t. But for those in the market for a new home, a home inspection company could turn into your new best friend because their job is to look for things that owners might be trying to hide. They are in the business and make a living off of finding problem areas of a home or property and do everything they can to do so.

During my years in the business, I have noticed that roofs and basements have tended to be the most problem areas. Home inspectors look from the inside out of a home and that includes the roof and basement. They go out of their way to find cracks, mold, and anything else that might turn someone away from a potential sale.

If a home inspector finds a problem with the house, don’t be afraid to ask the seller for a written statement or paper work from professional roof repair companies like the one showed here to prove that problem areas were dealt with before you throw any offers at them. Someone trying to sell a home will do and say anything they have to in order to get you to make an offer so be prepared for it.

Real Estate

10 Tips for First Time Home Buyers

1.  Be picky, but don’t be unrealistic. There is no perfect home.

2.  Do your homework before you start looking. Decide what features are most important to you and what type of home you want.

3.  Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your closing costs.

4.  Don’t wait to get a loan. Talk to a lender and get pre-qualified for a mortgage before you start looking.

5.  Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.

6.  Decide when you could move. When is your lease up? Are you allowed to sublet?  How tight is the rental market in your area?

7.  Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you’ll buy as well as type of mortgage terms that suit you best.

8.  Don’t let yourself be house poor. If you max yourself out to buy the biggest home you can afford, you’ll have no money left for maintenance or decoration or to save money for other financial goals.

9.  Don’t be naive. Insist on a home inspection and ask about home warranty programs. The seller may be offering a home warranty to cover repairs for the first year.

10. Get help. Consider hiring a REALTOR® as a buyer’s representative.  Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. And often, buyer’s reps are paid out of the seller’s commission payment.

Real Estate

First Time Home-Buyers

There is nothing more satisfying than owning your own home.  Freedom from landlords, tax benefits, building equity, and pride of ownership are just some of the benefits for first-time home buyers.  Here are some points to consider.

Tax breaks.

The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, as well as some of the costs involved in buying your home.

Gains.

Over last five years national home prices have increased at an average of 5.4 percent annually.

Equity.

Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.

Savings.

Building equity in your home is a ready-made savings plan.  And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.

Predictability.

Unlike rent, your mortgage payments don’t go up over the years so your housing costs may actually decline as you own the home longer.  However, keep in mind that property taxes and insurance costs will rise.

Freedom.

The home is yours. You can decorate any way you want and be able to benefit from your investment for as long as you own the home.

Stability.

Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.

Real Estate

Welcome!

Whether you are a first time buyer or an experienced investor, you will find useful information about how to choose the “right” property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today’s market.  UseDream Home Finder to send me your dream home specifications. Here is your chance to be notified of all new listings which meet your criteria, aboslutely FREE!

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If you currently own property and are thinking of placing it on the market, this site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation.

Whether you are a Central Florida native, new to the area, or just thinking about moving here, please add this site to your Favorites for future reference and ENJOY!  Thanks for visiting!